Terms of Use

Last updated: March 2026

1. Not financial advice

NRIwise is an informational tool only. Nothing on this site constitutes financial, investment, tax, or legal advice. All recommendations (e.g. "send now" or "wait") are algorithmic and based on historical rate averages — they are not guarantees of future rates. Always verify amounts and rates directly with the provider before initiating any transfer.

2. Rate accuracy

Exchange rates are fetched from public sources and are provided for comparison purposes only. Actual rates offered by providers may differ at the time of your transaction. Provider fees shown are estimates based on publicly available data and may not reflect current promotions, account-specific pricing, or transfer limits.

3. Affiliate relationships

NRIwise participates in affiliate programs with remittance providers. When you click a provider button and sign up or transact, NRIwise may receive a referral commission. This does not affect the comparison data shown, which is pulled from public APIs independent of any affiliate relationship.

4. Use at your own risk

NRIwise is provided "as is" without warranty of any kind. We are not liable for any financial loss arising from use of or reliance on this tool. You are solely responsible for your transfer decisions.

5. Changes

We may update these terms at any time. Continued use of the site after changes constitutes acceptance of the updated terms.